A long-running legal dispute involving Cash App’s referral text policies recently concluded, and the settlement includes payments of up to $147 for eligible users. If you received Cash App referrals via text messages — or sent them — you might be entitled to a share of the settlement. Here’s what you need to know about who qualifies, how much you could get, how to file a claim, and key deadlines so you don’t miss out.
What Was the Lawsuit About?
The lawsuit centered on allegations that Cash App violated federal texting and consumer protection laws by sending referral text messages without proper consent. Plaintiffs argued that many users received invites or promotional texts they did not explicitly agree to receive, which may violate the Telephone Consumer Protection Act (TCPA), a law designed to protect consumers from unwanted automated messages.
Cash App denied wrongdoing but agreed to settle the case to avoid further litigation. As part of the settlement, eligible individuals may receive a payment of up to $147 for each valid claim.
Who Qualifies for the Settlement?
You may be eligible for a payment if:
- You received Cash App referral or promotional texts without giving clear consent, and
- You received those texts within the specified timeframe covered by the lawsuit (typically defined in the official settlement notice), and
- You can verify your phone number or the phone number that received the messages.
Eligibility often depends on whether Cash App records show your number received qualifying texts. If you only sent referral texts (instead of receiving them), your eligibility may vary depending on the settlement terms.
How Much Can You Get?
Approved claims may receive up to $147 per eligible phone number. The exact amount you receive could be less depending on:
- The number of total claims filed
- The number of qualifying text messages your phone number received
- Administrative costs and settlement distribution terms
For example, if many users have eligible claims, the settlement fund could be divided among all claimants, which might result in a payment of less than $147 per person. However, most claimants typically receive some payment once their claim is approved.
How to Claim Your Payment Now
To file a claim and get your share of the settlement:
1. Find the Official Settlement Website
Search for the Cash App Referral Text Settlement page or visit the official settlement administrator website listed in the notices.
2. Enter Your Phone Number
Provide the phone number that received the Cash App referral texts. This helps match your claim with records.
3. Submit a Claim
Fill out your information and confirm that you received texts without clear prior consent. Be honest — false claims could be rejected or subject to penalties.
4. Provide Proof (If Required)
You may be asked to upload screenshots of text messages or bank statements showing referral notifications if you have them. While not always required, supporting evidence can help speed up approval.
5. Submit Before the Deadline
Make sure you file before the official claims deadline. Late claims may not be considered. The deadline is published on the settlement site and often included in mailed notices to eligible parties.
Once submitted, you will receive a confirmation number or email. Keep this for your records.
When Will Payments Be Made?
After the settlement administrator reviews and approves claims, payments are usually distributed in waves. If you file early and your information is verified quickly, you may see your payment sooner. Most claimants receive payment via:
-
Check mailed to your address, or
-
Electronic transfer if the settlement offers that option
Check the settlement website or your claim confirmation for specific timing details.
Is this money taxable?
Often, settlement payments related to consumer privacy or texting lawsuits are not taxable as income, but you should consult a tax professional to be sure.
Do I need a lawyer?
No — the settlement allows individuals to file claims directly. However, if you have questions, legal advisors can help.
What if I don’t remember the texts?
If you aren’t sure whether you received qualifying messages, you can still submit a claim with the phone number you used with Cash App — the administrator will verify it.
Final Thoughts
The end of the Cash App referral text lawsuit means eligible users may receive up to $147 for claims related to unsolicited text messages. If you received Cash App referral texts without clear consent, it’s worth checking your eligibility and submitting a claim before the deadline. The process is straightforward, and many users are surprised to find they qualify even if they don’t remember every message they received.
FAQ – Cash App Referral Settlement
Q1. Who qualifies for the $147 payment?
People who received Cash App referral texts without proper consent in the covered timeframe.
Q2. How much will I get?
Up to $147 per eligible claim, but the final amount depends on total claims submitted.
Q3. Do I need proof of the texts?
Not always, but screenshots or records can help.
Q4. Where do I file a claim?
On the official settlement administrator’s website.
Q5. When is the deadline to claim?
Check the official notice; late claims are usually not accepted.
